City of Fort Lauderdale housing programs — realtor & lender inquiries

Are you a lender interested in participating in the Fort Lauderdale purchase assistance and SHIP programs?

The City of Fort Lauderdale and Broward County require homebuyers to qualify for a first mortgage through an eligible or participating lender. If you are a mortgage lender interested in working with buyers using Fort Lauderdale down payment assistance, please contact the City of Fort Lauderdale Housing and Community Development Division and Florida Housing Finance Corporation to confirm current lender participation requirements.

Questions regarding NOFA, SHIP, or local purchase assistance initiatives may be directed to the Housing and Community Development Division or by phone.

Florida Housing Finance Corporation: (850) 488-4197

City of Fort Lauderdale Housing and Community Development Division
914 NW 6th Street, Suite 200
Fort Lauderdale, FL 33311
Phone: 954-828-4527

Lenders should verify participation guidelines, approved lender lists, and documentation requirements directly with the City of Fort Lauderdale before representing themselves as an approved program lender.

Are you a realtor interested in helping a buyer use Fort Lauderdale down payment assistance?

Realtors are encouraged to contact the Fort Lauderdale Housing and Community Development Division to confirm current program guidelines, eligible municipal boundaries, and any required realtor orientations or certifications.

Inquiries regarding local housing initiatives and SHIP or HOME funding availability may be directed to the City of Fort Lauderdale housing office at 954-828-4527.

Important: DPA Compass LLC did not identify an exclusive publicly published Fort Lauderdale-approved realtor roster. Realtors should contact the city or county directly before advertising themselves as an approved or participating Fort Lauderdale DPA realtor.

Fort Lauderdale. Program requirements, contacts, funding availability, and participation terms may change. Realtors and lenders should contact the City of Fort Lauderdale Housing and Community Development Division directly for the most current and authoritative information. DPA Compass LLC does not determine municipal approval or participation status and is not affiliated with the City of Fort Lauderdale unless expressly stated otherwise.

Fort Lauderdale DPA program

Fort Lauderdale Purchase Assistance Program

Program: Fort Lauderdale First-Time Homebuyer Purchase Assistance

Assistance availability and subsidy tiers vary by funding cycles and applicant income levels, providing down payment and closing cost assistance:

• Substantial subsidy for very-low-income applicants
• Tiered assistance for low- to moderate-income applicants

The assistance is typically structured as a deferred-payment forgivable or low-interest second mortgage, with specific affordability period covenants and repayment terms based on median family income (AMI). The program serves eligible first-time buyers obtaining approved conventional, FHA, or VA first mortgages.

Local contact

City of Fort Lauderdale Housing Division
📞 954-828-4527

Broward County Housing Finance Division
📞 954-357-4900

The city directs prospective buyers and professionals to its housing division or approved housing counseling agencies for program information, income limits, maximum purchase price caps, homebuyer education certifications, and application procedures.