City of Cocoa SHIP program — realtor & lender inquiries

Are you a lender interested in participating in the City of Cocoa SHIP purchase assistance program?

The City of Cocoa requires homebuyers to qualify for a first mortgage through an eligible or participating lender. If you are a mortgage lender interested in working with buyers using Cocoa SHIP assistance, please contact the City of Cocoa Community Development Department and the Florida Housing Finance Corporation to confirm current lender participation requirements.

Questions regarding the NOFA or the City of Cocoa SHIP program may be directed to the Community Development Department or by phone.

Florida Housing Finance Corporation: (850) 488-4197

City of Cocoa Community Development Department
65 Stone Street
Cocoa, FL 32922
Phone: 321-433-8500

Lenders should verify participation guidelines and documentation requirements directly with the City of Cocoa before representing themselves as an approved Cocoa SHIP lender.

Are you a realtor interested in helping a buyer use City of Cocoa SHIP down payment assistance?

Realtors are encouraged to contact the City of Cocoa Community Development Department to confirm current program guidelines, eligible city boundaries, and any realtor orientation or participation requirements.

Inquiries regarding local housing initiatives and SHIP funding availability may be directed to the City of Cocoa housing office at 321-433-8500.

Important: DPA Compass LLC did not identify a publicly published City of Cocoa-approved realtor list. Realtors should contact the city directly before advertising themselves as an approved or participating Cocoa SHIP realtor.

City of Cocoa. Program requirements, contacts, funding availability, and participation requirements may change. Realtors and lenders should contact the City of Cocoa Community Development Department directly for the most current and authoritative information. DPA Compass LLC does not determine municipal approval or participation status and is not affiliated with the City of Cocoa unless expressly stated otherwise.

Cocoa has its own Purchase Assistance Program.

Cocoa's official website states that eligible very-low- and low-income homebuyers can receive assistance for:

• Down payment
• Closing costs
• Certain repairs

The current published maximums are:

Very low income: up to $37,400
Low income: up to $32,400

The property must be located within Cocoa city limits.

Cocoa contact

Housing & Neighborhood Services

📞 321-433-8520

SHIP Housing Program Coordinator:
📞 321-433-8525

Community Housing Initiative — Homebuyer Program:
📞 321-253-0053