Pasco County SHIP DPA — Lenders & Realtors
Does Pasco County Offer a Down Payment Assistance Program?
Yes. Pasco County administers a State Housing Initiatives Partnership (SHIP) Purchase Assistance Program through the Pasco County Community Development Department.
The program assists eligible homebuyers with:
- Down payment assistance
- Closing cost assistance
- Homebuyer education
- Housing rehabilitation assistance for qualifying homeowners
Qualified applicants must generally:
- Meet household income requirements.
- Purchase a primary residence within Pasco County.
- Complete an approved homebuyer education course.
- Obtain pre-approval from a first mortgage lender before SHIP assistance can be approved.
Recent county documentation shows eligible buyers may receive up to $30,000 in forgivable assistance for down payment and closing costs, subject to available funding and current SHIP guidelines.
Do the Municipalities Offer Their Own DPA Programs?
Municipality Separate DPA Program
City of New Port Richey - No
City of Dade City - No
Town of Zephyrhills - No
At this time, none of Pasco County's incorporated municipalities administer their own standalone Down Payment Assistance programs. Eligible residents generally apply through the Pasco County SHIP Program.
Program Contact Information
Pasco County Community Development Department
Program: SHIP Purchase Assistance Program
Department:
Community Development Department
Phone:
(727) 834-3440
Address:
8731 Citizens Dr, Suite 320
New Port Richey, FL 34654
Approved Lender and Realtor Information
At this time, Pasco County does not publish an approved lender list or approved Realtor list for its SHIP Purchase Assistance Program.
Instead, participating homebuyers are required to:
- Obtain pre-approval from the mortgage lender of their choice.
- Complete the county's required homebuyer education.
- Work directly with the Pasco County Community Development Department during the SHIP approval process.
Mortgage lenders and Realtors who would like to participate in transactions involving the Pasco County SHIP Program should contact the Community Development Department directly:
Phone: (727) 834-3440
County staff can explain current program requirements and whether any lender registration, documentation, or participation procedures are required.
Disclaimer
DPA Compass is an independent informational resource and is not affiliated with Pasco County, the State Housing Initiatives Partnership (SHIP) Program, or any local government agency. We provide this information to help homebuyers, Realtors, and mortgage lenders learn about available Down Payment Assistance opportunities.
Program guidelines, funding availability, income limits, and eligibility requirements may change without notice. Applicants, Realtors, and lenders should contact the Pasco County Community Development Department directly to obtain the most current program information before beginning the homebuying process.