Down Payment Assistance Directory

City of Hialeah, FL - Realtors & Lenders - List

Realtor & Lender Information

The City of Hialeah State Housing Initiatives Partnership (SHIP) Program provides assistance to eligible first-time homebuyers purchasing a new or existing home within the City of Hialeah.

The program can provide assistance with down payment, closing costs, and rehabilitation for eligible homebuyers.

Under the City's current 2025–2028 SHIP plan, the Purchase Assistance Program may provide up to $150,000 in assistance, depending on the household's income category and program requirements. The assistance is structured as a 0% deferred-payment loan with a 15-year term and may be forgiven at the end of the affordability period if all requirements are met.

Realtors

Does the City of Hialeah have an approved Realtor list?

The City of Hialeah does not currently appear to publish a public approved Realtor list for its SHIP Purchase Assistance Program.

The City's current program documents specifically instruct applicants to work with their real estate agent to locate an eligible property in the City of Hialeah.

Realtors interested in working with Hialeah DPA buyers should contact the SHIP program to determine whether the City has any current Realtor registration, referral, or participation requirements.

DPA Compass recommendation:

Realtors should be listed as:

“Realtors Serving City of Hialeah DPA Buyers”

rather than “City of Hialeah Approved Realtors,” unless the City confirms an official Realtor approval process.

Lenders

Does the City of Hialeah have an approved lender list?

The City of Hialeah does not currently appear to publish a public list of approved or participating mortgage lenders for its SHIP Purchase Assistance Program.

However, a mortgage lender is an important part of the transaction.

The City's current application and pre-closing requirements include:

  • Mortgage Qualification Pre-Approval Letter
  • Approval from the First Mortgage Lender
  • Required loan documentation
  • Closing documents submitted for City review

The lender must work with the buyer and provide the required mortgage documentation for the City's review and approval.

How Can a Lender Participate?

Because the City does not currently publish a public lender-registration application or lender list, mortgage professionals interested in working with Hialeah SHIP buyers should contact the City directly to confirm the current lender requirements.

SHIP Program Contact

📞 (305) 863-2980

When contacting the City, lenders should ask:

“What are the current requirements for a mortgage lender to participate in the City of Hialeah SHIP Purchase Assistance Program?”

City of Hialeah SHIP Program

City of Hialeah SHIP Program

The City currently accepts SHIP applications and supporting documentation online.

For assistance with applying or questions regarding the program:

📞 SHIP Safe Home Hotline: (305) 863-2980

City of Hialeah
501 Palm Avenue
Hialeah, FL 33010
📞 305-883-5800

Hialeah DPA Program Highlights

  • Assistance may be available for down payment and closing costs.
  • Assistance may also include rehabilitation of the purchased property.
  • Property must be located within City of Hialeah limits.
  • Program is designed for first-time homebuyers.
  • First-time buyer generally means the purchaser has not owned a home during the previous three years.
  • Current 2025–2028 SHIP plan serves households up to 140% of Area Median Income (AMI).
  • Maximum assistance under the current plan is up to $150,000, depending on income category and program requirements.
  • Assistance is structured as a 0% deferred-payment loan.
  • Current loan term is 15 years.
  • The loan may be forgiven at the end of the affordability period if all requirements are satisfied.
  • Mobile homes and trailers are not eligible under the current Purchase Assistance strategy.
  • The buyer must obtain a mortgage qualification/pre-approval from a first-mortgage lender.
  • The City requires substantial documentation and review before closing.
  • The City must have a minimum of 45 days to close after the required documents are submitted.
  • Funding is subject to availability and program requirements.

Important Notice

Being listed on DPA Compass or R Community First does not mean that a Realtor or lender is officially approved, endorsed, or affiliated with the City of Hialeah.

DPA Compass is an independent resource directory.

Homebuyers, Realtors, and lenders should verify current program requirements, funding availability, lender requirements, property eligibility, and program guidelines directly with the City of Hialeah before entering into a transaction involving Down Payment Assistance.

Program requirements and funding can change.

Official City of Hialeah Resources

City of Hialeah SHIP Program:
https://www.hialeahfl.gov/812/State-Housing-Initiatives-Partnership-SH

SHIP Program / Application Assistance:
(305) 863-2980

City of Hialeah:
https://www.hialeahfl.gov/

City Hall:
501 Palm Avenue
Hialeah, FL 33010
305-883-5800