Down Payment Assistance Directory

Bradford County SHIP DPA — Lenders & Realtors

Does Bradford County Offer a Down Payment Assistance Program?

Yes. Bradford County administers a State Housing Initiatives Partnership (SHIP) Purchase Assistance Program through the Bradford County Community Development Department.

The program assists eligible homebuyers with:

  • Down payment assistance
  • Closing cost assistance
  • Homebuyer education
  • Housing rehabilitation assistance for qualifying homeowners

Qualified applicants must generally:

  • Meet household income requirements.
  • Purchase a primary residence within Bradford County.
  • Complete an approved homebuyer education course.
  • Obtain pre-approval from a first mortgage lender before SHIP assistance can be approved.

Recent county documentation shows eligible buyers may receive up to $30,000 in forgivable assistance for down payment and closing costs, subject to available funding and current SHIP guidelines.

Do the Municipalities Offer Their Own DPA Programs?

Municipality Separate DPA Program 

City of Starke - No 

City of Hampton - No 

Town of Brooker - No

At this time, none of Bradford County's incorporated municipalities administer their own standalone Down Payment Assistance programs. Eligible residents generally apply through the Bradford County SHIP Program.

Program Contact Information

Bradford County Community Development Department

Program: SHIP Purchase Assistance Program

Department:
Community Development Department

Phone:
(904) 966-6382

Address:
925 North Temple Avenue, Suite E
Starke, FL 32091

 

Approved Lender and Realtor Information

At this time, Bradford County does not publish an approved lender list or approved Realtor list for its SHIP Purchase Assistance Program.

Instead, participating homebuyers are required to:

  • Obtain pre-approval from the mortgage lender of their choice.
  • Complete the county's required homebuyer education.
  • Work directly with the Bradford County Community Development Department during the SHIP approval process.

Mortgage lenders and Realtors who would like to participate in transactions involving the Bradford County SHIP Program should contact the Community Development Department directly:

Phone: (904) 966-6382

County staff can explain current program requirements and whether any lender registration, documentation, or participation procedures are required.

 

Disclaimer

DPA Compass is an independent informational resource and is not affiliated with Bradford County, the State Housing Initiatives Partnership (SHIP) Program, or any local government agency. We provide this information to help homebuyers, Realtors, and mortgage lenders learn about available Down Payment Assistance opportunities.

Program guidelines, funding availability, income limits, and eligibility requirements may change without notice. Applicants, Realtors, and lenders should contact the Bradford County Community Development Department directly to obtain the most current program information before beginning the homebuying process.