If you're looking to purchase a home in Baker County, Florida, you may qualify for Down Payment Assistance through the County's State Housing Initiatives Partnership (SHIP) Program. This program is designed to help eligible homebuyers with down payment and closing costs, making homeownership more affordable.

Program Highlights

• Assistance with down payment and eligible closing costs
• Available to qualified homebuyers who meet income requirements
• Home must be located within Baker County
• Homebuyer education may be required
• Buyers must qualify for a first mortgage with a participating lender
• Funding is limited and available on a first-qualified, first-served basis

Municipalities Served

The Baker County SHIP Program serves homebuyers purchasing within:

• City of Macclenny
• Town of Glen St. Mary
• All unincorporated areas of Baker County

At this time, these municipalities do not offer separate Down Payment Assistance programs. Assistance is administered through Baker County.

Information for Realtors and Mortgage Lenders

If you are a Realtor or Mortgage Lender interested in participating in the Baker County SHIP Down Payment Assistance Program, Baker County does not currently publish an approved Realtor or approved lender list.

To inquire about participation requirements, lender eligibility, or program procedures, please contact:

Baker County SHIP Program
Phone: (904) 259-6463